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● No excess to pay on claims

AA Alloy Wheel Insurance

Kerbs, potholes and road debris don’t stand a chance. Get scuffed and damaged alloys repaired at home or work – with no excess to pay.

Up to 4 claims a yearRepairs whenever you need them

No excessNothing to pay when you claim

Repairs at home or workA mobile technician comes to you

Diamond-cut coveredAs well as standard alloys

What is Alloy Wheel Insurance?

Alloy wheels look fantastic, but kerbing them is a risk you’ll always run – and between potholes, tight parking and road debris, Irish roads can be tough on them. Repairing a damaged alloy can be expensive, and claiming on your car insurance means paying an excess and risking your no-claims bonus.

AA Alloy Wheel Insurance covers the cost of repairing cosmetic damage to your wheels, with a mobile technician who comes to you. And if a wheel is beyond repair, we’ll contribute towards a replacement.

New and used cars
Dealer or private sales
Policies of 1 to 3 years

How a claim works

Most repairs can be done in a single visit

Wheel damagedKerb, pothole or debris

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We come to youHome or work

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Good as newNo excess to pay

Beyond repair? We’ll make a fixed contribution towards a replacement wheel.

KerbsTight spaces and parallel parking

PotholesRough roads and winter wear

Road debrisStones and loose surfaces

Your alloys take a battering. Your wallet doesn’t have to.

Most alloy wheel cover is sold with a new car at the dealership, often at a premium. With AA you can buy it at any time – for new or used cars, including private sales.

4repair claims a year, with no excess to pay on any of them.

Handing back a car on PCP or lease? Damaged alloys can mean charges at the end of your agreement – cover helps you avoid them.

Get an alloy wheel quote

What’s covered?

Cover for cosmetic damage to your alloy wheels, repaired by a mobile technician at a time that suits you.

What’s included

Damage from kerbing, potholes and road debris
Up to 4 alloy wheel claims a year
Standard and diamond-cut alloy wheels
Mobile repairs at your home or work
Contribution towards wheel skimming where needed
Fixed contribution if a wheel is beyond repair

Good to know

Available for most cars up to 5 years old and under 96,000 km
Damage present before your cover started isn’t included
Tyres aren’t covered – see Tyre Insurance
Full limits and exclusions are in the policy documents

Full terms, limits and exclusions are in the Alloy Wheel Insurance policy documents.

Covered in three simple steps

Enter your reg

We’ll find your car and check it’s eligible.

Choose your cover

Pick a policy length from 1 to 3 years.

Claim when you need to

Report damage online and a technician will come to you.

Why choose AA Alloy Wheel Insurance?

No excess

Nothing to pay when you make a claim.

Protect your no-claims

Keep alloy repairs off your main car insurance.

We come to you

Mobile repairs at home or work.

Diamond-cut covered

Specialist finishes are included too.

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Make a claim

Already have AA Alloy Wheel Insurance and need to make a claim?

Enter your registration number to start your claim, or click here to begin. We’ll guide you through it step by step.

Claim online in a few minutes
Upload photos and documents as you go
Track progress from your account

Alloy Wheel Insurance FAQs

What is Alloy Wheel Insurance?

It covers the cost of repairing cosmetic damage to your alloy wheels caused by kerbing, potholes and road debris, with multiple claims a year and no excess to pay.

Are my alloys covered by my car insurance?

They can be, but you’ll usually pay an excess and a claim could affect your no-claims bonus. Alloy Wheel Insurance keeps those small repairs separate.

Is Alloy Wheel Insurance worth it?

It depends on how you use your car, how far you drive and the roads you drive on. It’s particularly worth considering if your car is on PCP or lease, where wheel damage can lead to charges when you hand it back.

What happens if my wheel can’t be repaired?

If a wheel is beyond repair, we’ll make a fixed contribution towards a replacement. See the policy documents for the amount.

Do I need to tell my insurer about my alloys?

Factory-fitted alloys are normally included. Aftermarket alloys usually need to be declared to your car insurer.

Can I buy cover for a used car?

Yes – for new and used cars, including those bought privately, as long as the car is eligible.

Keep your wheels looking new. Get a quote today.

Enter your registration to see your price – it only takes a couple of minutes, and there’s no obligation to buy.